Are you looking out to apply for a personal loan, but not doing that as you fear that you may also need to bear higher personal loan interest rates?  If yes, then you are not alone as many loan seekers don’t apply for it fearing higher personal loan interest rates. However, you should know that there are ways that can help improve your chances of getting a personal loan at a lower rate. You can know about each of them by going through this quick article. Read on! Always Maintain a Higher CIBIL Score  The Credit Score of a loan seeker is the first parameter that a lender analyzes before approving or rejecting a loan request. Your CIBIL Score shows your creditworthiness on how you have been able to manage credit in the past. If you have a CIBIL Score of 700-750, then it makes you an eligible candidate for…