Pradhan Mantri Fasal Bima Yojana and its Benefits
India is called an agricultural country. Most of the country’s rural population is the only means of agriculture. Those people fill the stomachs of their families and people in the whole country. Most of the people of the country are dependent on farmers to eat. Even after this, farmers’ status is not considered good in our country. Every year, natural calamities like natural calamities continue to increase due to global warming in the country, which damaged by farmers of our country. These incidents bring a lot of damage to crops, due to which neither the farmers get the money to compensate them nor the country has enough grains But now to eliminate this problem, the government has started the Pradhan Mantri Fasal Bima Yojana, which works to provide relief to the farmers during the crisis and disaster.
The Central Government of India started the Pradhan Mantri Fasal Bima Yojana on 13 January 2016, aiming to liberate the people of India from such a crisis in which they damage crops, hailstorms, or in the situation of fire in the crop. According to the government’s Pradhan Mantri Fasal Bima Yojana, farmers will have to pay only 2% for Kharif crops whereas only 1.5% is required for Rabi crop.
Objective of the Pradhan Mantri Fasal Bima Yojana
The main objective of this scheme is to help farmers by providing insurance and financial assistance to farmers due to the loss of crops due to natural calamities, pests, and rain.
The farmer has been continuously cultivating, he does not have any financial deficit, he has to stabilize the income of the farmers.
The objective of the Prime Minister Housing Insurance Scheme is to give knowledge of new tools to the farmers and to encourage the adoption of modern agricultural practices.
It is also necessary to ensure the flow of credit in the field of agriculture, so the scheme also gives attention to this.
How to apply for Pradhan Mantri Fasal Bima Yojana
You can use two methods to apply for Pradhan Mantri Fasal Bima Yojana. You can apply through offline and online both ways, whatever you like. For that, you have to fill out a form. For offline, you have to go to the bank and take form. Otherwise, you can fill the form by visiting the Government site (http://pmfby.gov.in).
Required documents for Pradhan Mantri Fasal Bima Yojana
In order to avail of this scheme, the farmer has to give his address, an ID card, whether it is a PAN card, a driving license, a voter ID card or an Aadhar card and an address proof along with it.
If the farm is in the name of the farmer and belongs to him, then add his measles number/account number with the form.
In addition, if the farmer has sown the crop in the field, then you have to present proof of this along with the form. For this, you can write a letter from the village patwari, sarpanch or principals and sign them. Apart from this, if you have rented the farm and then sown the crop, then you have to put together all the documents written on the farm owner.
After completion of all the related documents, you will be able to get full money in your bank account under Pradhan Mantri Fasal Bima Yojana, but it is also mandatory for you to set a cancellation check for it.
Important things to notice in Pradhan Mantri Fasal Bima Yojana
The farmer will have to fill the form within 10 days of the sowing of the crop
If there is a natural disaster during 14 days of harvesting your crop, causing damage to the crop, you can still take advantage of the Pradhan Mantri Fasal Bima Yojana.
This plan will only be compensated by losses due to natural calamities.
The Government of India has also launched an Android Crop Insurance App, which contains all information related to this scheme.