AR Filters: Social Boost for Bill Splitting in 2023

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Have you ever wished that reality and fantasy could come together? 

That dream is now a reality because of augmented reality (AR). 

AR has come a long way since Layar’s earliest days to Pokémon GO’s widespread popularity. The introduction of ARKit and ARCore by Apple and Google has made augmented reality (AR) more trendy than ever. 

Although augmented reality has been applied to social media and gaming, it has also entered various areas of our lives, including finance.

Bill splitting has always been an issue, especially when dealing with big groups. In addition to taking up time, it can also cause awkwardness and confusion. 

Augmented Reality is becoming a game-changer in the world of finance. 

By integrating AR filters into a bill-splitting app, users can experience an entirely new level of convenience and engagement.

Let’s take a closer look at how this can be achieved. 

The Promise of AR Filters

AR filters are a form of augmented reality that overlays digital images onto real-world environments.

They have become increasingly popular on social media platforms such as Instagram and Snapchat, where users can add filters to their photos and videos to make them more interesting and engaging. 

By integrating AR filters into a split bill app, we can create a more immersive and engaging experience for users.

Imagine using a split bill app that allows you to add AR filters to your receipts. You could add a fun filter that turns your receipt into a cartoon or a filter that adds virtual confetti to celebrate the occasion.

This would not only make the process more enjoyable but would also make it more memorable. Users would be more likely to use the app again in the future, leading to increased engagement and loyalty.

The Data Point

Studies have shown that gamification and augmented reality can increase user engagement and retention.

According to a report by MarketsandMarkets, The Global AR market size was valued at  USD 31.97 billion in 2022 and is projected to reach USD 88.4 billion by 2026, growing at a CAGR of 31.5% between 2023 and 2026. 

This is a clear indication of the growing demand for augmented reality technology and its potential to enhance user experiences.

An Example

One example of a split bill app that has successfully integrated AR filters is KTTI Pay. KTTI Pay is a bill-splitting app that allows users to split bills, track expenses, and pay friends and family. 

The app has integrated AR filters into its receipt feature, allowing users to add fun filters to their receipts.

For example, users can add a filter that turns their receipt into a virtual trophy to celebrate a successful dinner or a filter that adds virtual balloons to congratulate someone on their birthday. 

These filters not only make the process more enjoyable but also create a sense of community and celebration among users.


In conclusion, integrating AR filters into bill-splitting apps can enhance social experiences and increase user engagement. It provides an opportunity to make the process more enjoyable, memorable, and fun. As technology continues to evolve, it is essential for split payment apps to keep up with the latest trends to stay relevant and competitive.

If you are a developer or entrepreneur looking to create a bill-splitting app, consider integrating AR filters into your app. It could be the key to enhancing user experiences and increasing engagement. 

And if you are a user of a split payment app, keep an eye out for apps that have integrated AR filters into their features. It could be the difference between a mundane task and a memorable experience.

So why not give it a try?

Download a bill-splitting app that has integrated AR filters and see for yourself how it can enhance your social experiences. You might just be surprised at how much fun splitting the bill can be!


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